Target Market Determinations | Police Bank

Home Loans

Owner Occupied Loans

First Home Loan Owner P&I – Effective from 18th January 2022
First Home Loan Owner IO – Effective from 5th October 2021
Goldrate Owner Occupied P&I – Effective from 5th October 2021
Goldrate Owner Occupied IO – Effective from 5th October 2021
Police Value Owner Occupied P&I – Effective from 5th October 2021
Police Value Owner Occupied IO – Effective from 5th October 2021

Investment Loans

Goldrate Investment P&I – Effective from 5th October 2021
Goldrate Investment IO – Effective from 5th October 2021
Police Value Investment P&I – Effective from 5th October 2021
Police Value Investment IO – Effective from 5th October 2021

Other

Goldrate Land Rent Scheme – Effective from 5th October 2021
Police Value Land Rent Scheme – Effective from 5th October 2021
Goldrate Bridging Loan – Effective from 5th October 2021
Police Value Bridging Loan – Effective from 5th October 2021
Essential Workers Home Loan – Effective from 7th November 2022

Transactions & Savings Accounts

Easy Access – Effective from 5th October 2021
U30 Super Charge – Effective from 11th April 2022
Savings Plus – Effective from 1st July 2023
Safeguard – Effective from 5th October 2021
Safeguard (Dynamo/Flex) – Effective from 5th October 2021
Bonus Saver – Effective from 5th October 2021
Dynamo/ Flex Account – Effective from 5th October 2021
Retirement Plus Saver – Effective from 1st June 2022
Mortgage Offset – Effective from 1st June 2022

Term Deposits

Edvest Int on Maturity – Effective from 5th October 2021
Edvest Int paid Fortnightly – Effective from 5th October 2021
Edvest Int Paid Six Monthly – Effective from 5th October 2021
Special TD Int on maturity – Effective from 5th October 2021
Special TD Int paid monthly – Effective from 5th October 2021
Standard Int on Maturity – Effective from 5th October 2021
Standard Int Paid Monthly – Effective from 5th October 2021
Standard Int Paid Six Monthly – Effective from 5th October 2021

Personal Loans

Personal Loan Secured and Unsecured – Effective from 5th October 2021
Car Loan – Effective from 5th October 2021
Green Loan – Effective from 5th October 2021
Student Personal Loan – Effective from 5th October 2021

Credit Cards & Overdrafts

Standard Credit Card – Effective from 5th October 2021
Student Credit Card – Effective from 5th October 2021
Overdraft Card – Effective from 5th October 2021